Get a Lifestyle credit card

The party has not started until I got there, folks. "And when will that be?" Oh, usually about half an hour before the riot squad. Remember: When parties, something is worth overdoing. As hedge fund management. Make sure you have the right credit cards though, so the rewards will compensate for the damage wallet. Check out these top three cards for the social (hyper) active:

 Eat as much as you can, we are at the credit limit and this meal's gotta last until October.

 Why Get a Lifestyle card?
You do realize the alternative wear a handful of money, often in a dark and crowded nightclub?
That aside, lifestyle cards to reduce the cost of the party somewhat. You can get discounts on drinks, escape cover costs, and at least some discount. For those not into clubbing or drinking, lifestyle cards discount things like movie tickets.
Please note that this mapping must be paid in full each month. Otherwise, the interest just swallow a potential benefit, and it is cheaper to use only cash.

 1. American Express Platinum Credit Card

 amex platinum
If you have a good way "Cup my first" to say.


The Amex Platinum most versatile lifestyle card now. This one is just as good for a quiet movie night, or for a "wake up face down in the longkang" binge.
Other benefits include:

    1-for-1 drinks at Butter Factory
    20% of premium bottles Le Noir and Attica (which would make them just a little expensive)
    15% off spirits, wine and champagne at the pump room
Not interested in clubbing? The card you also get movie tickets at Cathay for $ 7 (2D films) on weekdays and $ 9.50 on weekends. You also get $ 5 off Platinum Movie Suite tickets. Then you get a medium popcorn with every two tickets purchased.
Amex Platinum you can trade reward points for refund. This amounts to around 1% cash back, which is used to offset the next invoice. If you shop in a Platinum partner outlet (selected stores), you earn 10 times the points.
For those who do not have a good time locally, you can fly ticket cheap to Bali or wherever. The Amex Platinum gives you a bonus mile for every $ 1.28 you spend (approximately). It is valid for more than 40 different airlines.
To qualify for the card, you need a minimum income of $ 50,000 a year. Annual fee is $ 300 per year. So yes, it is a bit exclusive.

 2. Citi Clear Platinum Card

 Citibank clear platinum card
How is this piece of plastic either (1) clean up, or (2) platinum?


It was one of our top picks last year, and it remains. Citi Clear card is still the best benefits for special occasions when you want to hit the clubs. "What special events are those?" Well Money Smart, which is defined as "after 6:00".
The Citi Clear Card combine clubbing benefits with an above-average reward scheme. Benefits include:

    Free and one-for-one drinks at Zouk
    10% of the total bill at Wala Wala
    15% off food menu at Bear market
The rewards came even before the first $ 5,000 spent, which is unusual. An expenditure of $ 4,900 (not hard in a year) you get $ 20 vouchers Crystal Jade or Sons.
No movie discount, but you earn five times the points when you buy tickets at Cathay, Eng Wah, or Golden Village.
This card requires a minimum income of $ 30,000 per year, and an annual fee of $ 161. It is waived for the first year.

 3. Standard Chartered Manhattan Platinum card

 Stan Chart Manhattan platinum credit card
And we will this one named after the first city credit cards bankrupt ...


Stan Chart's Manhattan Platinum on the lifestyle list this year. Primarily due to the $ 80 cash back you only for the application (valid until January 31, 2013).
Oh, missed $ 80 huh? Follow us on Facebook so we can give you a shout out next time.
Promotions aside, this is a good card for movie-goers and drinkers. Or both. Actually, you should probably do both at the same time, especially as Adam Sandler's on screen. This is the only way he's funny.
Anyway, this card gives you free access to the Velvet Underground (and a few other clubs) on Fridays and Saturdays. But you have to be among the first 100 to flash before midnight. You also get a free drink.
For movies, one of the first 20 to charge the card at a Cathay Cineplex on the weekend (Friday, Saturday and Sunday) and you get 1-for-1 movie tickets.
The payback for this card is the best on this list:

    Spending $ 1 - $ 999 monthly: 0.5% Cash Back
    Spending $ 1,000 - $ 2,999 monthly: 1% cashback
    $ 3,000 and over: 5%
So rush to put things on your bill (and your friends you paid in cash).